In Q2 2026, the Polish residential market gained significant momentum, driven by growing activity among mortgage borrowers and a recovery in development activity.
In June, housing sales increased by 48% year-on-year, while the value of mortgage inquiries rose by 15.8% compared to the same period last year. The average requested mortgage amount exceeded PLN 500,000, reaching a record high.
Developers expanded the scale of new projects and building permits in response to strong demand, which contributed to further price growth in the primary housing market. A symbolic milestone was reached when the average residential price in Warsaw surpassed PLN 20,000 per sqm, reinforcing the capital’s position as the most expensive housing market in Poland.
At the same time, stable economic growth, inflation returning to the National Bank of Poland’s target range, and relatively favourable financing conditions supported positive sentiment among both homebuyers and developers.
